国产传媒

Maintenance Loan

Most students need financial support to help with their living costs. Eligible students can apply for maintenance funding to help with these costs. The funding you receive will depend on where you live and importantly your household income. The amount you receive changes each year and is announced by the government in February before the academic year start in September. 

The government decides how much maintenance loan you should receive based on your household income. This is because they expect your parents or guardians to contribute to your living costs, however they are under no obligation to do so. 

You will need to check the information provided by your national funding authority as different schemes are in place dependent on where you usually live. Please note that finance is calculated on the location of your home address, not where you choose to study.  

Additional government financial support

Some groups of students may be able to get additional, non-repayable grants from the Government. Additional grants are available in the form of the following: 

• Adult Dependants’ Grant – if you have a financially dependant adult 

• Parents’ Learning Allowance – if you have a dependant child/ren 

• Childcare Grant – if you use registered or approved childcare 

• Disabled Students’ Allowance – to help with associated costs of a specific learning difficulty or disability. 

You apply for these at the same time as you apply for your tuition fee and maintenance funding, there are also some differences in amounts and eligibility dependent on your home location across the UK. 

Funding for specific circumstances 

• Disabled Students’ Allowance – to help with associated costs of a specific learning difficulty, health difficulty or disability. This help is not means-tested and is intended to help towards any extra support you may need during your studies, e.g. equipment, travel support, a sign language interpreter, etc. This is paid on top of your other student finance and does not need to be repaid. Further information can be found at  

NHS Learner Support Fund 

• Through the NHS Learning Support Fund, students starting or continuing study on a range of Nursing and Allied Health degrees at undergraduate or postgraduate level can apply for a Training Grant of £5,000 per academic year. 

• Potential extra payments worth up to £3,000 per academic year will be available for eligible students. This includes £1000 for those studying in an area of shortage specialism, including radiography (diagnostic and therapeutic) and mental health nursing. Find out more and how to apply:

Paying back your loans

You will only start to repay your student loans once you have completed your studies, and your income is above the earnings threshold.

Your tuition fee loan and maintenance loan will be added together and paid back in the same way, with the same rate of interest applied. You do not need to pay back other student finance, for example grants and bursaries.

Repayments will be deducted from your salary if you are an employee. If you are self-employed you will need to calculate and make your own repayments. Your repayments automatically stop if either you stop working or your income goes below the threshold. There’s no penalty for paying some or all your loan off early.

As it’s not a commercial loan it does not go on a student’s credit file. Therefore, it doesn’t impact your ability to access credit for other commercial loans (though repayments can be considered when working out affordability). However, it’s likely that there will be other bills or contracts that you may have once living independently after university, which will have an impact on your ability to access commercial credit.

Repaying

Repayment terms will vary depending on your funding organization.

Details dependent on the plan you are on can be found at .

Interest

You are charged interest from the first payment to you or to your university until your loan has been repaid in full or cancelled. Interest is added to your balance each month.

The interest rate is usually set on 1 September each year, based on the Retail Price Index of the previous March. The interest rate charged is normally the Retail Price Index. The rate of interest and the terms and conditions of your student loans can change in line with Government legislation and review.

Any change in repayment conditions should be communicated to you by your relevant UK Funding Body, eg Student Finance England.

Living Costs

Living costs can vary hugely depending on your lifestyle/priorities, course and where you live during university. The cost of going to university and managing your money can be a concern or a challenge to many students. It may be your first time living away from home, you may have dependents to care for, or you may not have additional financial support from family members. 

Accommodation will usually be your biggest living cost. This will be the case if you move away from home for university. If you stay at home, it depends on what arrangements you have with your parents/carers. We offer a wide range of accommodation, to suit all budgets and tastes. You might go for catered halls so that you can hand the responsibility for cooking over to our catering team, or go for the flexibility of self-catered accommodation, in which case you’ll want to budget for your weekly shop (including eating out). There are also private accommodation options in both Exeter and Penryn. 

Our accommodation prices below give a guide to approximate weekly costs for both self-catered and catered options at our Devon and Cornwall campus locations, ranging from shared rooms to private rooms or studios with en-suite facilities. 

These are based on prices for the 2025/26 academic year. 

We understand that managing your money during your studies can be challenging, especially when the cost of living is high. That’s why working with the Student Unions we’ve created a dedicated Cost of Living Support hub to help you stay informed and supported throughout your time at university. 

What support is available?  

Money Advice & Budgeting Tools: Access free, confidential advice on budgeting, managing debt, and making your money go further. 

Food & Essentials: Look out for low-cost food options, discounted groceries, and subsidised meals across our campuses. 

Sustainability: Find useful equipment and essentials through recycle and reuse schemes. 

Accommodation Help: Guidance is available if you’re having trouble with rent or housing costs. 

Wellbeing: free sports, cultural and social activities to help you enjoy university life on a budget. 

Financial support and payment plans: If you’re struggling financially, you may be eligible for hardship funds or help with scheduling your payments. 

Financial support from the University of Exeter

We are committed to supporting students from all walks of life and building an inclusive learning environment. Our range of financial support includes travel bursaries, tuition fee waivers, help with accommodation, paid internships and more. 

Scholarships, bursaries and awards are university-dependent and are designed to help with your tuition fees and living costs.  

Bursaries 

Bursaries?are non-competitive payments intended to help students from disadvantaged backgrounds, or who are having difficulties funding their studies. 

The Access to Exeter Bursary is a guaranteed, non-competitive bursary available to students with a household income below £35,000. It does not have to be paid back. The scheme will be available to students for each year of undergraduate study, provided you meet the eligibility criteria. 

We will automatically assess your entitlement for an award based on your household income information provided by the relevant UK Funding Body. However, we can only do this if you, and your parent(s) or sponsor, do not opt out of consenting to share your financial details when you complete your Application for Student Finance. 

For details of all the bursaries we offer visit, Undergraduate funding and scholarships. 

Scholarships  

Scholarships?are payments made to support your education, awarded on the basis of merit, personal achievement and academic ability. We have a number of scholarships available, which are awarded for a number of different reasons; these may include academic merit, personal achievement and intellectual ability. These include: 

Sports - The scheme provides a comprehensive support package and is tailored to suit the needs of each individual athlete. 

Choral - In addition to the Chapel Choir, the University also has close performing relations with Exeter Cathedral and three local churches, each offering their own scholarship schemes. The awards available are of various values, depending on weekly duties. 

Entrance - 国产传媒 invites applications from candidates who also meet the specific requirements of the individual awards and have been offered an undergraduate place at the University (Exeter and Penryn campuses) through UCAS. 

For details of all the scholarship we offer visit, Undergraduate funding and scholarships. 

Support for specific groups 

We have a range of support which is financial but also other support services for specific groups. Bursary amounts for the groups below are not always fixed and can be dependent on personal situation.  

Exeter Cares: The Exeter Cares Team is here to help undergraduate students if they are a care leaver, care experienced, estranged, student carer, a mature learner, Asylum seeker and refugee. The team can offer advice and guidance with the application process, and with a range of pastoral and financial support to help students succeed in their studies and reach their full potential. 

• Care Leavers Financial Support Full Tuition Fee waiver - We offer financial support in the form of a full tuition fee waiver to undergraduate students who are verified as being a care leaver. The Care Leavers Bursary offers financial support for undergraduate students who are recognised as a care leaver. To view full eligibility criteria and terms and conditions visit exeter.ac.uk/students/wp-support/supportfor/careleavers/ 

• Estranged students – The estranged student’s bursary offers financial support for undergraduate students who are recognised as being estranged from their parents. To view full eligibility criteria and terms and conditions visit exeter.ac.uk/students/wp-support/supportfor/estrangedstudents/ 

• Asylum seekers and refugees – The Sanctuary scholarship is open to asylum seekers and refugees who are not able to access student finance, and who are applying for undergraduate and doctoral programmes at the University of Exeter, the Sanctuary Scholarship provides full tuition fee waivers, grants for living costs and research funding where applicable. For information about eligibility- exeter.ac.uk/study/funding/award/?id=2750
• Partial tuition fee waiver - If you are a current asylum seeker, you may be eligible for our partial tuition fee waiver. While you will still be classed as an international student, your tuition fees will be the same as those for students from the UK. 

• Young adult Carers - Student Carers Travel Fund aims to financially support students with additional travel costs that you may incur due to your caring responsibilities. For more information and to view eligibility criteria visit exeter.ac.uk/students/wp-support/supportfor/studentcarers/ 

• Mature Students – The Mature Students scholarship is for learners aged over 25 when they start, they course. For more information and to view eligibility criteria visit exeter.ac.uk/students/mature